# Cursor Pricing 2026: What Each Plan Really Costs You URL: https://whatshouldibuildnext.com/review/cursor-pricing-review-2026 Type: review Locale: en Published: 2026-11-08 Updated: 2026-11-09 --- > Cursor now sells five individual tiers from $0 to $200 a month, and third-party models cost extra on all of them. We audited the plans, the legacy migration and customer reviews from four platforms. *Prices checked November 9, 2026 · Desk review, no paid plan* ## Cursor Pricing 2026: What Each Plan Really Costs You Five individual tiers, a shared weekly usage pool and a third-party model bill on top. Here is the maths, the limits and who should skip it. ## Verdict **Score: 6.3/10** Cursor is still one of the strongest AI editors, but the 2026 X Subscription plans changed the maths. Premium at $30 a month is the first plan with Claude, GPT and cloud agents, yet third-party models are billed on top at API list price. We score it 6.3/10: good value on Cursor's own models, expensive and hard to forecast if Claude is your daily driver. **Quick scores:** - Agent and editor quality: 8.5/10 - Ease of use: 8.5/10 - Value on Cursor's own models: 8/10 - Value with Claude or GPT: 4.5/10 - Price clarity: 4.5/10 - Billing and support trust: 4/10 **Pros:** - Annual billing takes 16.7% off every paid tier, two months free on each - Price per unit of usage falls from $7.50 on Premium to $4.00 on Ultra - Agent, cloud agents and Bugbot are mature: 4.6/5 across 332 G2 reviews **Cons:** - Claude, GPT and Gemini are billed at API list price on top of every plan - The weekly usage pool is published only as multiples of Plus, never in dollars or tokens - Billing and refund complaints dominate Trustpilot, where Cursor holds 1.5/5 *Call to action: Check Cursor plans on the official site* (Prices exclude tax. Official site, no affiliate link) > **Disclosure** — Transparency note: we have no affiliate relationship with Cursor, so every Cursor button on this page goes to the official site. We did not buy a paid plan for this article. It is a documentary audit of Cursor's pricing pages, docs and public customer reviews, and the methodology box below says exactly what we did and what we did not do. ## How we audited the pricing - **Plan paid:** None. No paid subscription was purchased for this review - **Version tested:** Cursor pricing page and docs as of November 9, 2026 (The X Subscription plans, Cursor 3.29 download build) - **Test period:** 2026-11-09 → 2026-11-09 **Test categories:** Plan structure, Third-party model rates, Legacy plan migration, Cost modelling, Customer review aggregation This is a documentary audit, not a hands-on test. We read the live pricing page, the Models and Pricing docs and the legacy plans page on November 9, 2026, captured screenshots of those pages, and cross-checked the numbers against two independent write-ups. Ratings come from the public G2, Capterra, Trustpilot and Product Hunt profiles plus Reddit thread titles. We did not benchmark Cursor or measure the weekly usage pool, because Cursor does not publish its size. Every cost example is arithmetic on published list prices, labelled as such, and caching discounts are ignored. ## Should you pay for Cursor? **YES if you...** - Devs who live in the editor all day and are happy with Composer 2.5 or Grok 4.7 as the default model - Existing legacy Pro subscribers who mostly use Auto, since Premium gives at least twice the in-house usage **NO if you...** - Anyone whose daily driver is Claude or GPT: every request is billed on top at API list price - Freelancers who must forecast the monthly bill to the dollar, given an unpublished weekly allowance - Legacy Pro and Pro+ users who rely on the included third-party model pool, since the new tiers drop it ## Individual plans on The X Subscription ### Free — $0/mo To try the editor - Limited Agent and Chat requests - No credit card required - No third-party models ### Plus — $8/mo $80 a year - Grok 4.7, 4.6, 4.5 and Composer 2.5 only - Fixed settings, Grok 4.7 at 256k context - No Auto, Cloud Agents, Automations or Bugbot - No third-party models and no own API keys ### Premium — $30/mo *(Most popular)* $300 a year, 4x Plus usage - Cloud Agents and Automations - Bugbot code review and Origin code hosting - Third-party models at API list price - Fast mode and effort levels ### Super — $100/mo $1,000 a year, 15x Plus usage - Everything in Premium - Priority model access at peak times - Third-party models still billed on top ### Ultra — $200/mo $2,000 a year, 50x Plus usage - Everything in Super - Earliest access to new products and models - Third-party models still billed on top **ROI breakdown:** Per unit of Plus-sized usage, Plus costs $8.00, Premium $7.50, Super $6.67 and Ultra $4.00. **Hidden costs & gotchas:** - Third-party models are paid from prepaid credit at API list price from the first request - Teams add a $0.25 per million token Cursor Token Rate on eligible third-party models - Regional data residency adds 10% to eligible model prices - Annual plans are prepaid for twelve months, and Trustpilot reviewers report no refunds for unused months - The weekly pool is shared with Grok Chat, Imagine, Voice and Grok Bot, not only with the editor ## What reviewers say, by platform Ratings read from public profiles on November 9, 2026. Capterra shows a very small sample. Trustpilot profile is unclaimed. *[Interactive widget — see the live page for the full experience]* ## What we measured - **Entry price for third-party models:** 30 $ per month (Premium) *(Plus at $8 has no third-party models and no own API keys. Source: cursor.com/docs/models-and-pricing)* - **Price per Plus-sized unit of usage:** 7.50 / 6.67 / 4.00 $ on Premium / Super / Ultra *(Monthly price divided by the published multiple (4x, 15x, 50x of Plus))* - **Annual billing discount:** 16.7 % on every paid tier *($80, $300, $1,000 and $2,000 a year versus 12 monthly payments of $8, $30, $100 and $200)* - **Legacy Pro to Premium price change:** +50 % *($20 to $30 a month. Pro+ to Super is +66.7% ($60 to $100). Ultra stays at $200)* - **Opus 5.5 versus Composer 2.5 list price:** 8 x on input and on output *($4 and $20 versus $0.50 and $2.50 per million tokens)* - **Sample agent session, 1M input and 0.2M output tokens:** 1.00 / 4.00 / 8.00 $ on Composer 2.5 / Sonnet 5.5 / Opus 5.5 *(List-price arithmetic, caching ignored)* - **Review score spread:** 3.1 points between G2 (4.6) and Trustpilot (1.5) *(Profiles read on November 9, 2026)* > Audit question: what does the Plus plan include and exclude? Plus covers Cursor's own models (Grok 4.7, 4.6, 4.5 and Composer 2.5) at fixed settings, plus Grok Chat, Voice, Imagine, Build and Grok API access. It excludes Auto, Cloud Agents, Automations, Bugbot, Origin, third-party models and your own API keys. > Audit question: which tier is promoted, and what does it add over Plus? The pricing page flags Premium at $30 as Most popular: 4x the usage of Plus, plus cloud agents and automations, code hosting, AI code reviews and third-party models at API list price. > Audit question: what is the product Cursor sells beyond the editor? The product page frames Cursor as agents that plan, write and review code across desktop, CLI, web and mobile. ## Pros and cons ### Pros - **A mature agent, cloud agents and PR review in one product** — G2 reviewers (4.6/5 over 332 reviews) keep praising ease of use, coding assistance and codebase context. - **Cheap entry on Cursor's own models** — Plus at $8 and annual billing at 16.7% off make Cursor's in-house models the low-cost way in. - **Usage gets cheaper per unit as you move up** — $7.50 per Plus-sized unit on Premium, $6.67 on Super and $4.00 on Ultra, based on the published multiples. ### Cons - **Third-party models are never included, on any tier** — Claude, GPT and Gemini are paid from prepaid credit at API list price. - **The weekly allowance cannot be sized in advance** — Cursor publishes multiples of Plus, shared with Grok, and no dollar or token figure. - **Billing trust is the weak point** — Trustpilot reviewers describe unexpected charges, annual plans without refunds and AI-first support. ## Final verdict **Score: 6.3/10** Cursor is a good editor sold through a pricing model you have to read twice. If you code mostly on Composer 2.5 or Grok 4.7, Premium at $30 is fair and Plus at $8 is a cheap way to try an agent. Heavy users get more per dollar on Super and Ultra. If Claude or GPT is your default, the maths turns against it. A single agent session of 1M input and 0.2M output tokens costs about $4.00 on Sonnet 5.5 and $8.00 on Opus 5.5 at list price, against $1.00 on Composer 2.5, and none of it comes out of the plan. Eight Sonnet-sized sessions add $32 to a $30 subscription. Our 6.3/10 averages 8.5 for the agent and the interface, 4.5 for price clarity and 4.0 for billing and support trust. If you already have a legacy Pro and use third-party models, keep it. If you are new, start on Free, set a spending cap before any top-up, and measure your own weekly burn. **Dimensional scoring:** - **Agent and editor quality:** 8.5/10 — Agent, cloud agents and Bugbot are mature - **Ease of use:** 8.5/10 — A VS Code fork, so extensions and keybindings carry over - **Value on Cursor's own models:** 8/10 — Plus at $8 and annual billing at 16.7% off - **Value with Claude or GPT:** 4.5/10 — Billed at API list price on top of the plan - **Price clarity:** 4.5/10 — Allowance published only as multiples of Plus - **Billing and support trust:** 4/10 — G2 4.6/5 versus Trustpilot 1.5/5 *Call to action: Check Cursor plans on the official site* ## Common questions ### How much does Cursor cost per month in 2026? For individuals, Free is $0, Plus $8, Premium $30, Super $100 and Ultra $200 a month before tax. Annual billing is $80, $300, $1,000 and $2,000 for Plus, Premium, Super and Ultra. ### Is Cursor free? Yes, there is a Free tier with limited Agent and Chat requests and no credit card. Third-party models such as Claude and GPT are not available on it. ### Are Claude and GPT included in Cursor plans? Not on the new plans. Third-party models are billed at API list price from prepaid credit, and only from Premium up. For example Claude Sonnet 5.5 lists at $2 per million input tokens and $10 per million output tokens. ### What happened to Cursor Pro at $20? Pro, Pro+, Ultra and Teams Standard and Premium are now legacy plans. They keep working for existing customers, with two monthly usage pools. Cursor maps Pro to Premium at $30 and Pro+ to Super at $100. Switching is optional and permanent. ### How does the weekly usage limit work? Each paid plan has one pool for Cursor models, shared with Grok Chat, Imagine, Voice and Grok Bot, refreshed weekly. When it runs out you can wait, buy a top-up or move to a higher tier. ### Is annual billing worth it? It saves 16.7% on every paid tier, two months of the monthly price. The catch is that Trustpilot reviewers report no refunds on unused months, so pay monthly for one cycle first to see where your weekly usage lands. ### Is Cursor cheaper than GitHub Copilot or Claude Code? If you want Claude, usually not. Hack'celeration lists Copilot Pro at $10 with $15 of AI credits and Claude Pro at $20 with Claude Code included. Cursor Premium costs $30 and bills Claude on top. ## Update log - **2026-11-09** — Initial publication. Pricing page, Models and Pricing docs, legacy plans page and review profiles on G2, Capterra, Trustpilot and Product Hunt checked on November 9, 2026. ## FAQ ### How much does Cursor cost per month in 2026? For individuals, Free is $0, Plus $8, Premium $30, Super $100 and Ultra $200 a month before tax. Annual billing is $80, $300, $1,000 and $2,000 for Plus, Premium, Super and Ultra. ### Is Cursor free? Yes, there is a Free tier with limited Agent and Chat requests and no credit card. Third-party models such as Claude and GPT are not available on it. ### Are Claude and GPT included in Cursor plans? Not on the new plans. Third-party models are billed at API list price from prepaid credit, and only from Premium up. For example Claude Sonnet 5.5 lists at $2 per million input tokens and $10 per million output tokens. ### What happened to Cursor Pro at $20? Pro, Pro+, Ultra and Teams Standard and Premium are now legacy plans. They keep working for existing customers, with two monthly usage pools. Cursor maps Pro to Premium at $30 and Pro+ to Super at $100. Switching is optional and permanent. ### How does the weekly usage limit work? Each paid plan has one pool for Cursor models, shared with Grok Chat, Imagine, Voice and Grok Bot, refreshed weekly. When it runs out you can wait, buy a top-up or move to a higher tier. ### Is annual billing worth it? It saves 16.7% on every paid tier, two months of the monthly price. The catch is that Trustpilot reviewers report no refunds on unused months, so pay monthly for one cycle first to see where your weekly usage lands. ### Is Cursor cheaper than GitHub Copilot or Claude Code? If you want Claude, usually not. Hack'celeration lists Copilot Pro at $10 with $15 of AI credits and Claude Pro at $20 with Claude Code included. Cursor Premium costs $30 and bills Claude on top.